Introduction – 360tf:

We are a Singapore-headquartered fintech platform, established in 2021, with a vision to transform global trade finance. At present, we operate in over 40+ countries and process Letters of Credit originating from more than 90+ nations.

360tf connects corporates, exporters, importers, banks, and financial institutions through a unified digital ecosystem that simplifies and digitises trade finance, we address critical gaps in the trade finance market, particularly in the area of post-shipment financing.

Our key product suite includes Export Bill Discounting - Export Now, Cash Now (EnCash), Import Now Pay Later (INPL), Capital Machinery Import Financing (CapEx), FxConnect for efficient cross-border payments and currency conversions, Debt Advisory for structuring External Commercial Borrowings and project funding, LC confirmation & discounting, we specialise in East-to-West trade corridors and enable real-time price discovery.

Additionally, our TradeOps Assist and VeriFi solutions leverage AI-driven tools to streamline Letter of Credit documentation and verification processes.

In essence, 360tf combines deep domain expertise with cutting-edge technology to make global trade finance more efficient, transparent, and inclusive.”

Section 2: Psychometric Test

The test is divided into three sections: Aptitude, Situational Analysis, and Subjective Responses. Your performance and clarity of expression across these sections will form the basis of your evaluation. The assessment is intended to be fair and should be completed independently, reflecting your own understanding and perspective.

Part 1: Aptitude

Question 1

A factoring company agrees to purchase invoices worth $11,905.
The company provides 80% of the invoice value upfront at an interest rate of 1.25% per month (charged upfront) for a credit period of 90 days (considering a 360-day year).
How much will the seller receive immediately?
(Assume $1 = ₹84)

Question 2

In the first month, a company forecasted sales of 1,000 units, but the actual sales were 950 units.
In the second month, the forecast was 900 units, and the actual sales were 945 units. What is the forecast error percentage for each month, respectively?

Question 3

A company requires 1,000 units of a component.
Supplier A offers a price of $5.95 per unit but has a delay of 2 days in delivery.
Supplier B offers a price of $6.19 per unit and delivers on time.
The company incurs a loss of $0.30 per unit per day of delay.
If 60% of the order from Supplier A is delayed while 40% arrives on time, which supplier is more cost-effective overall?

Part 2: Psychological Analysis

1. Choose the option that most likely represents you.

2. Each statement should be rated on a 5-point scale:

3. Situational Analysis:

A client offers you a personal gift after closing a major deal. Company policy prohibits accepting gifts of any kind.
What would you do?

Your colleague manipulates numbers in a sales report to meet targets, and you do not have much proof about it but asks you not to tell anyone since “it doesn’t harm anyone.”
 What would you do as a first step?